Cruise before you've paid in full

It's time to plan your next cruise vacation and we're making it even easier to book now. Choose Uplift as your preferred payment option and you can book now, pay later... and you can cruise before you've paid in full! 

In 3 easy steps, you'll get complete flexibility with our popular pay monthly option through Uplift*.

what are the benefits?

popular Destinations

Cruise across The BahamasCaribbeanMediterraneanNorthern Europe, and many more destinations on one of our beautiful, state-of-the-art ships. Discover all there is on our exclusive private island or explore the wonders of the Caribbean. Immerse yourself in European culture and history or travel through the enchanting Norwegian Fjords. Whatever you choose, it'll be a vacation to remember. 

uplift vs. credit card


We prepared a list of Frequent Asked Quesions (FAQ) to quickly get answers to you for the most common questions

What is Uplift?

Uplift is a pay monthly program that makes travel more accessible and more affordable. With flexible payment options, you* can finance your trip and pay over time, and you can even cruise before your loan is paid off. 

Simply select Pay Monthly at checkout, complete a short application, and learn about your monthly payment options in seconds (Finance fees apply). 

How do I apply for Uplift?

Only bookings made online are applicable to apply for Uplift. During the checkout process, select Pay Monthly With Uplift option. You will need to provide some basic information like your mobile number and last four digits of your social security number to apply. Once you’re approved, finish checking out and you’re all set (checking your eligibility will not affect your credit score). 

Can I travel before paying off my trip?

Yes! You do need to allow a minimum of 12 days between booking and your departure date for your loan to process. Other than that, you are free to travel even before the loan is paid off.

Does checking my rate impact my credit score?

When you check your rate, a 'soft' credit inquiry occurs to verify your identity and determine your eligibility for financing. This 'soft' credit inquiry should not affect your credit score. If you accept and confirm your loan, a 'hard' credit inquiry occurs. 'Hard' credit inquiries may impact your credit score.

What cruises are eligible for Uplift?

Any cruise that departs a minimum of 12 days before the cruise is eligible for Uplift.

Example: Your cruise is scheduled January 1, 2021 - You must purchase your cruise and apply for Uplift a minimum of 12 days before the cruise departs on January 1, 2021 (12 days before would be December 20, 2020 by 5pm EST).

How is my loan offer determined?

Uplift takes a number of factors into account, including your credit information, trip details, and more. Keep in mind, by applying through Uplift, your APR is lower than most credit cards.

How do I make payments?

You can make payments by visiting and clicking the Loans tab. On the Loans page, click the Make a Payment button.

What is Uplift's privacy policy and terms of use?

Here is a link to Uplift's privacy policy and terms of use.

Terms and Conditions

Terms are based on credit score and other factors and may vary. Down payment may be required. Not everyone is eligible, and some states are not served, including IA and WV. Most loans offered through Uplift are issued by CBW Bank, Member of FDIC. Loans made in Colorado may be issued by Uplift, Inc. Privacy Policy. Terms of Use.